Terms & Conditions

"we", "us", "our", and "ourselves" are used interchangeably in this Agreement.

All means BelRaf;

"you" or "your" means you, whether as a visitor, buyer, customer or as an affiliate; By accessing or using any features of this site, belraf.com, you agree to be bound by these guidelines, policies, terms and conditions. All visitors to and users of any aspects of our shopping site are bound by these Terms and Conditions. We reserve the right to modify the Terms and Conditions at any time without prior notice to you. These Terms and Conditions set out the legally binding terms with respect to your use of our website. Please read these Terms and Conditions carefully. Your access to and use of the website constitutes your acceptance of all the provisions of these Terms and Conditions. If you are unwilling to be bound by these Terms and Conditions, you should not access or use this website.

Changes to the belraf Website

You agree and understand that our website, including any and all features available via our site, may be modified by us, in our sole discretion, at any time without prior notice. Unless expressly stated otherwise, any new features, new services, enhancements or modifications to our site implemented after your initial access to our site shall be subject to these Terms and Conditions. We do not actively monitor, and undertake no obligation to monitor or modify, any reviews, information, content, data, text and links to third party websites. We may correct errors or inaccuracies and change or update information on this website at any time without notice, including in respect of prices and availability of items. All prices listed on this website are in Nigerian Naira and all charges will be processed in Nigerian Naira. We reserve the right to limit the quantities of certain items which you, your family or any group can purchase. Our website will use commercially reasonable efforts to deliver items as quickly as possible and within any time periods indicated; however, we will not be responsible for any delays in delivery which are beyond its control. If goods are not available or there is a delay in delivery, we will notify our customers accordingly. Goods will be shipped via our courier partners, once payment has been received and processed in accordance with our delivery and handling policy.


In order to access some features of our website, you may be required to register and to select a password and user name ("User ID"). If you register, you agree to provide us with accurate and complete registration information, and to inform us immediately of any updates or other changes to such information. For example, you may not: 1. Enter, select or use a false name or an email address owned or controlled by another person with the intent to impersonate that person, or 2. Use as a User ID a name subject to any rights of a person other than yourself without appropriate authorization. Failure to comply with the terms of this paragraph shall constitute a material breach of these Terms and Conditions, which may result in immediate termination of your account. In addition, we reserve the right to refuse registration of, or cancel a User ID in our discretion.


We will not process returns for incorrect purchase or change of mind. We guarantee that if our product doesn't meet you in good condition, returns can be made within five (5) days from the date of purchase. The cost of transfer of returned items will be borne by you. In the event that we choose not to ship an item, you will be notified by email and any amount charged to your credit card will be refunded.


Return or exchange an item - our 100% money back guarantee if you are not completely satisfied with your purchase, simply return the item to us in its original condition within 14 days of receipt. Returned items should be unused and must be returned in original packaging with any enclosed documentation. We will issue a full refund on receipt, including the original delivery charge. Alternatively, if preferred, we will exchange the item. Please note: The item is your responsibility until it reaches us. Therefore for your own protection we recommend that you send the parcel using a delivery service that insures you for the value of the goods. Return delivery charges are only refundable where goods are faulty, damaged or mispresented. Should the item/items you have bought from BelRaf.com be unsuitable, faulty, damaged or not what you expected and you would like to get a refund, we will refund the goods value including all taxes and the original delivery charges in compliance with Distance Selling Regulations.


Credit card payments are secured using 128-bit SSL encryption. This ensures all credit card details you send to us via the internet will be encrypted. If any other user intercepts the communication, they will only be able to view the encrypted form. This makes it impossible to be intercepted by an unauthorized party as long as your browser supports the use of encrypted data transmissions. You shall be responsible for maintaining the confidentiality of your password, and you are fully responsible for all activities that occur under your User ID and password. Any User ID and password for your access to our website shall be for your personal, non-commercial use only. You agree to 1. Immediately notify us of any unauthorized use of your User ID or password of which you become aware, and 2. Ensure that you exit from your account at the end of each session.


Restrictions on Rights to Use

Without limiting the generality of any other provisions of these Terms and Conditions, you agree you shall not (and you agree not to allow any other individual or entity to): download, modify, reproduce, adapt, translate, reverse engineer, create derivative works based upon, publicly display, sell, rent, license, or in any way commercially exploit any portion of our website, except and to the extent expressly permitted under these Terms and Conditions; 1. remove any copyright, trademark or other proprietary rights notice contained in or on our website; 2. reformat or frame any portion of any Web pages that are part of our website; 3. create user accounts by automated means or under false or fraudulent pretenses; 4. transmit or upload to this website any item containing or embodying any virus, worm, defect, Trojan horse, software bomb or other feature designed to damage or degrade in any manner the performance of our website, any other website, or any computer or other device or system, or the enjoyment of this website by any User; 5. use our website to violate the security of or gain unauthorized access to any computer or computer network or other device or system (including unauthorized attempts to discover passwords or security encryption codes); 6. take any action that imposes, or may impose, in our sole discretion, an unreasonable or disproportionately large load on the website or the IT infrastructure used to operate and make our website available; 7. use our website intentionally or unintentionally, to violate any applicable local, state, federal or international law; or 8. collect or store personal data about other Users in connection with the prohibited activities described in this restriction.


As between you and us, our website, including all contents such as digital downloads, images, text, graphics, logos, button icons, audio clips, software, data compilations and other aspects thereof, all improvements or modifications thereof, all derivative works based thereon, and the collection, arrangement, and assembly of BelRaf, including all copyrights, trademarks, and other intellectual property or proprietary rights in the foregoing, is the property of BelRaf, with copyright authorship for this collection by BelRaf, and protected by international copyrights laws. Nothing contained in these Terms and Conditions shall be deemed to grant to you or any other User any rights, title or interest in or to any copyright, trademark or other proprietary right. Any trademarks of third parties that appear on our website are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by us.


You expressly agree that your use of our website, and of any user content, information, advice, services, products, and other materials contained in or described on our website, is entirely at your own risk, and that all such information and materials are provided on an "as is" and "as available" basis. To the full extent permissible by applicable law, we make no, and hereby disclaim all, representations or warranties of any kind, express or implied, as to the availability, operation and/or use of our website, including but not limited to any user content provided via our website, and all other content, services, products, and other information and materials contained in or described on our website, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement, and implied warranties arising from course of dealing or course of performance. In addition, we do not represent or warrant that the information and content accessible via our web site is accurate, complete or current, and we are not responsible for any errors or omissions therein or for any adverse consequences resulting from use of, inability to use, or reliance on any aspect of our website, including but not limited to user content and all other content, services, products, and other information and materials contained in or described on the website. Further, we make no representations and warranties that our website will be uninterrupted, secure, or free of errors, viruses, or other harmful components. No advice or information, whether oral or written, obtained by any user from us or our website shall create any warranty not expressly stated herein. BelRaf reserves the right to refuse or cancel any orders placed for products and/or services which the sale or use of such product and/or service is restricted or prohibited. In the event of a pricing error on our website, BelRaf reserves the right to cancel any orders resulting from such pricing errors. BelRaf will attempt to display the colors of the products shown on our site as accurately as possible. However, we cannot guarantee that the color you see matches the product color, as the display color depends, in part, upon the monitor used by you.

Limitation on Liability

In no event shall BelRaf or their respective affiliates, or the shareholders, directors, officers, members, managers, employees, agents or representatives of any of the foregoing, be liable to you or any third party for damages of any kind (including, but not limited to, any direct, indirect, special, punitive, incidental or consequential damages or damages for loss of profits, goodwill or revenue, business interruption, or loss of data) arising out of the use of, access to, reliance on, unavailability of, inability to use or improper use of our website, including but not limited to any user content, advice, services, products, and other information and materials contained in or described on our website, or the disclosure or misuse of any user's personal information, even if they have been advised of the possibility of such damages, and regardless of the form of action, whether in contract, tort, or otherwise.


You agree to indemnify and hold BelRaf and their respective, licensors, directors, officers, managers, employees, agents, and representatives, harmless from and against any losses, costs, expenses or damages of any nature whatsoever (including attorneys fees and court costs) arising from any claim, cause of action, suit or demand of any third party due to, arising out of or related to: 1. your access to the BelRaf website, 2. your use of the BelRaf website, 3. your violation of these Terms and Conditions, 4. any use of your User ID or password by you or any third party, or 5. the infringement or other violation by you, or any third party using your account or User ID or password, of any intellectual property or other right of any person or entity.